Understand financing and payment tools

Credit Select Plus is the starting point for ordinary customer financing questions. It is different from a tool used to collect a payment.

Credit Select Plus

• What it does: Connects customers with lenders. Loan proceeds go to the borrower, who pays the merchant.

Revolver Now

• What it does: Lets merchants invite customers into a credit-card recommendation and application process. If approved, the issuer provides the card, and the customer can use it through the merchant’s normal card processor.

Payment Hub

• What it does: Gives merchants access to supported payment integrations, invoices and payment links. The connected provider processes the payment.

Draft Pay

• What it does: Creates a digital check image through the approved workflow for printing or downloading and deposit.

FlexxDirect

• What it does: Supports ACH collection through a connected provider.

Revolver Now uses a soft credit inquiry to present offers. Its initial recommendation stage does not require an SSN. The issuer has its own application and approval process afterward; a hard inquiry may occur. Immediate temporary-card access is not guaranteed.

Direct-to-Merchant, or DTM, means the provider funds the merchant directly. A team member handles all DTM questions at info@flexxbuy.com.

If you are unsure which tool you mean, describe whether you want a customer to apply for financing or make a payment.