CSP requirements and credit checks

Credit Select Plus provides access to more than 35 lenders through an initial application that uses a soft credit pull to generate pre-approved offers. A hard credit pull only occurs if the applicant accepts an offer.

Applicants with credit scores as low as 550 may qualify, but approval is based on more than credit score alone.

Financing amount

• Approved scope: Starts at $1,000 and is available up to $100,000 for qualified borrowers.

Borrower location

• Approved scope: U.S.-based borrowers.

Identification

• Approved scope: CSP lenders require a Social Security number. ITIN-only applicants are not accepted for approval.

Loan terms

• Approved scope: Generally 24–84 months; the amount borrowed and specific lender/offer affect the available term.

Approval, rates, terms, amounts and funding are not guaranteed. A general credit-score threshold or amount range cannot establish what a particular person will receive.

Questions about an individual application or offer go to info@flexxbuy.com. Do not send your SSN, passwords or verification codes through chat.